Life Insurance
A life insurance policy allows you to make provision for your dependents when you die or become permanently disabled. You can also ensure financial security when you retire with a Retirement Annuity.
A life insurance policy pays a lump sum (based on the policy’s terms and conditions), after your death, to provide for your family or settle any debt (i.e. outstanding amount on your car or home). Some life policies allow you to include disability cover.
Short Term Insurance
Ever thought what would happen if your car got stolen, hijacked, damaged, or your house burgled, flooded during a storm etc? We all hope (and some believe) it won’t happen to us, but reality is: it does happen! Usually when we least expect it and cannot afford the loss.
Medical Aid

South Africa has about 160 medical schemes totalling around 7 million beneficiaries. The total annual contribution to medical schemes is around R35-billion (according to the Council for Medical Schemes – 2006). Take into account that South Africa has a population of more than 47 million people! Less than 15% of SA citizens belong to a medical scheme.
Wealth Management

Are you looking for specialist Wealth Management advice?
We are totally independent and therefore have access to the entire market for our South African Wealth Management service.
Have you found that a standard approach to Wealth Management uses a simplistic model based on past performance? Is volatility really the only measure of investment risk? Are you after real expertise rather than being sold a product?
Do you require active ongoing service?






